Mortgages
For most people, your home will be the largest single investment you will ever make, so making the wrong decision can become a very expensive mistake. Taking the wrong mortgage can end up costing thousands extra over the lifetime of the loan, and what appears to be the cheapest on day one will not always prove to be so over an extended period of time.
Furthermore, to add to the confusion, there are now a bewildering number of mortgage types available to select from. We've written an overview of some of these in the accompanying pages, but to make a truly informed decision, call us on 01786 433814 and ask for an appointment with one of our advisers.
Your home may be repossessed if you do not keep up repayments on your mortgage
For mortgage advice; a flat fee of £295.00 is payable upon application to the Mortgage Lender, the Practice will also receive a procuration fee from the Mortgage Lender, details of the level of this payment will be given to you, prior to you making any decision to proceed.
Alternatively;
You can elect to pay an hourly Fee rate of between £175.00* and £200.00 per hour, any procuration fee payable from the Mortgage Lender will be refunded to you. A minimum fee of 4 hours of chargeable time is applicable with this option, this would equate to between £700 and £1000, based on 4* hours of chargeable time. An average of 4 to 10 hours of chargeable time is usually applicable in most cases dependent on the level and complexity of advice required.